2021 Marketplace Open Enrollment:
Nov. 1, 2020 to Dec. 15, 2020
Now is the time to think about your health care needs for 2021. Just as your needs change, health plans change too. There are new plan options and new health coverage options being offered for 2021 so it is important to know what has changed and what you need to do during this year’s Open Enrollment.
You may have heard that Virginia will be setting up a State Health Benefits Exchange beginning in November 2020, with full implementation by 2023. This is still in the early planning stages and will not affect your Marketplace coverage this year.
There are rules for Virginia’s Medicaid program that may affect your 2021 Marketplace coverage. On January 1, 2019, Virginia Medicaid launched a new health insurance option for adults. Since then, some adults who qualified for financial assistance to purchase a Marketplace plan in previous years may now qualify for full-benefit Medicaid coverage. This includes single adults earning up to $17,609 a year. When you complete or update an application on the Marketplace, an assessment is done for both Medicaid and Marketplace coverage with financial assistance. If you are eligible or likely eligible for Medicaid, your information will be sent from the Marketplace to Virginia and assessed for Medicaid eligibility.
Find out more information about Medicaid coverage option for adults.
What to do if you already have Marketplace coverage
If you already have a Marketplace account, make sure you can still access your account and, if needed, update your password. Go to healthcare.gov if you need to create or update your account.
Some important elements have not changed for 2021:
One-on-one help is still available! You will have someone who will help you every step of the way. Located throughout the state, application assisters are highly trained and know all about how to enroll in and renew health care coverage. Use the locator to find help in your area. Their services are at no-cost: you do not have to pay for their help!
Financial assistance is still available! 84% of Virginians who enrolled in 2020 Marketplace coverage received financial assistance, which brought their average monthly health care bill down to $94 per month! Some people qualify for help with their bill each month PLUS lower copayments, coinsurance, deductibles, and out of pocket expenses! Use the estimator below to see how much assistance you may receive in 2021.
You have plenty of options – and one place to go to see them all! You can choose from four levels of coverage: Bronze, Silver, Gold and Platinum. You can choose coverage from big name companies like Anthem HealthKeepers, CareFirst, Cigna, Optima, Kaiser Permanente, Piedmont Community Health Plan, and others. View all of your health plan options!
As always, one-on-one help is still available! Application Assisters are available to answer your questions and help you enroll. Click here to find an Assister today!
For more information about 2021 plans, visit healthcare.gov/see-plans.
Visit healthcare.gov for more information or to apply.
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(Information provided by: https://coverva.org/marketplace)